Step-by-step guide for retrieving your BVN after misplacing your phone number

This article will provide you step-by-step guide for retrieving your BVN after misplacing your phone number
What is BVN?
Even if it is obvious that every bank customer is aware of what BVN is, let’s quickly grasp a few concepts related to BVN.
The Central Bank of Nigeria (CBN) introduced the Bank Verification Number (BVN), an 11-digit code, to all banks that had registered with them in 2015. The purpose of the BVN is to make sure that each bank customer is distinct, preventing cases of mistaken identity and lowering the frequency of fraudulent efforts. It is extremely urged that no consumer disclose the number out of context.
Significance of BVN
Due to the necessity of having it in order for some transactions to be successfully completed, your bank verification number is just as significant as your account number. To ensure the safety of your money, you should take all precautions to prevent it from falling into the hands of scammers or hackers.
If you’ve misplaced your phone number, you need to get your BVN back as quickly as you can and replace the phone number that goes with it. Relax and continue reading to obtain the knowledge required to complete this.
Please be aware that you are only permitted one BVN after registration. However, if you forget it or misplace the sim card number, you can always get it back.
BVN Retrieval Without a Phone Number
Technology is always evolving, and the world is changing dramatically. The majority of things are now online. You’ll be impressed to learn that getting your BVN online is included. Here are several quick ways to retrieve your BVN without a phone number:
- Via visiting the bank.
- Via using mobile banking applications.
- Via using a different phone number.
- Via internet banking.
How to Recover Your BVN Through a Visit to the Bank
Though I have listed other methods you may like to use without stress below, you can update the sim card number and retrieve your BVN by visiting the branch of your nearest bank as soon as possible. I consider this the most important solution, as you will be meeting the bankers physically and your issues will be resolved immediately. You must note the following below as you visit the bank:
You only need to provide,
- A legitimate ID. a national ID card, an international passport, a driver’s license, or a voter card.
- You will need two recent passports, as they are required.
You will receive your BVN after completing the procedures. This approach is cost-free.
How to Recover Your BVN Using the Mobile Banking App
Because practically everything can be done online, we are now living in the computer world. It is important to remember that the BVN number is a unique number that is associated with your account and can be used to track financial transactions.
You can retrieve your bank verification number by logging into your mobile application without providing a phone number.
Every bank in Nigeria offers a mobile banking app that lets clients access their account information or profile, albeit they must first link the applications in order to utilize them.
To retrieve your BVN using a mobile application;
- Install the mobile app for your bank first.
- It is available on the Google Play Store for Android users and the Apple Store for iPhone users.
- Sign in by providing the relevant information, including your account number, name, birthdate, and other details.
- You can quickly locate your BVN once you have successfully signed in.
You won’t pay anything for this process, but you will need data to use an internet connection.
You can access your account settings or contact customer support to get your BVN if it isn’t listed on the menu.
How To Get Your BVN Back Using A Different Number
This technique can be used by people to get their BVN if they have a phone without an internet connection. I mean, this sounds exciting. Here’s how to go about it:
- Dial *565*0# for the USSD code.
- You will quickly retrieve your BVN number if you follow the instructions.
How to Recover Your BVN Through Internet Banking
Internet banking is available at all banks in Nigeria. If Microfinance Bank in my area have it, why won’t top reputable banks like GTB, First Bank etc have it?.
You can speak with a bank customer service agent who can walk you through the process of signing up for internet banking.
You can access your BVN through your bank’s Internet banking service without providing a phone number. With the exception of the requirement for an internet connection to access the Internet banking page, this approach is also cost-free. How does that function?
You only need to;
- Visit the Internet banking section of your bank’s website.
- Use your username and password to log in.
You can always connect into your internet banking account and return to check or get your BVN.
Steps To Change Your BVN Sim to Another Sim Card Number.
If you lose your BVN sim card number, you must immediately update it to ensure that you are not a victim of fraud.
Observe the steps listed below to modify the BVN sim card number;
- Swear an affidavit claiming that although the BVN number was yours, you have misplaced it and would like to change it.
- Get a reliable form of identification as well, e.g NIN, National ID card, and Voters card.
- Once you’ve completed them, you can visit your bank’s nearest branch to get the number updated.
- Approximately 24 hours pass before you get an SMS letting you know your new number has been connected to your BVN.
- You can also check by using your new number to dial the USSD code *565#.
What Benefits Come With Having A BVN?
Here are a few advantages of owning a BVN.
– For a successful banking operation, BVN is essential.
– It lowers the fraud rate: Since the introduction of the bank verification number, there have been fewer fraudulent actions.
– For significant bank transactions: it is necessary. Bulk transactions from your bank account require your BVN.
– If you want to get a loan, your BVN is one of the requirements a bank must meet in order to provide you a loan product if you ever need one.
BVN Linking To Bank Account Numbers: Common Mistakes That Affect Customers
While it is true that the BVN system’s introduction to bank customers has greatly aided, some mistakes can still occur when obtaining a bank customer’s bank verification number. Thankfully, measures may be done to prevent these mistakes. Here are a few of those mistakes.
- Using a name other than the one on the credit card or bank account.
- A bank account with a different number of names than As an illustration, consider using the names “Charity Obi” for both the account name and “Charity Obi Kalu” for BVN.
- Misspelling of names. An illustration would be if your account name was “Charity Obi Kalu” but you went by “Rity Obi Kalu” on the BVN.
Due to these mistakes, the BVN cannot be connected to your account number. Therefore, when you ask for a BVN, be more cautious of these. Make sure that all the information is accurate.
Frequently asked questions and answers
How do I get my BVN back with a different phone number?
Simply dial the USSD code *565*0# to check or obtain your BVN from another phone.
Can I have two BVNs?
No, once you register for it, you can only have one bank verification number; however, you can get it back if you forget or lose your phone number.
Can my phone number be used to get my BVN?
You can, indeed. by dialing *565# on a USSD phone. You will just be charged N20 for this.
What must I do in the event that the registered SIM card is stolen?
If the SIM card you used to register for the BVN is stolen, you must change the number immediately to prevent fraudsters from accessing your account. You can follow the steps we listed above to change your sim.
Conclusion
We have already covered the step-by-step guide in how to retrieve your BVN without your phone number and other important details. We sincerely hope you find this information to be useful. Make sure you retrieve you BVN and change your sim to your new sim immediately you misplace your phone to avoid tears.
I hope you got answers to all your questions, if you still have questions or more details about this article, please use the comments box below!.